This insurance pays 80% of treatment cost like most insurers but offers a lower annual limit than any other insurer.
Pros
- It holds a 10% discount for multi-pet.
- It has an 80% reimbursement rate that is the same as other pet insurers.
- It is ideal if you need a policy that covers accidents.
Cons
- It has a cooling period similar to other pet insurers; however, you can get some large as 30 days.
- The annual benefit of $14,450 is not market-leading – most insurers comprising Coles, Knose, and Petsy guarantee more.
PROSURE pet insurance – what does it cover?
Accidental injuries
All PROSURE pet insurance policies cover accidental injuries. You can get payment of 80% of vet bills for injuries such as:
- Car incidents
- Toxicity of snake bites
- Fractures of bone
- Electrocutions or burns
Illnesses
Silver and Platinum policies from PROSURE can cover for illness. However, your pet needs to be eight weeks old and younger than nine years. The cover is for illnesses such as:
Skin conditions
- Cancer
- Conditions of the ear/eye
- Ingestion of a foreign object
- Gastrointestinal problems
- Conditions that are hereditary (excluding pre-existing conditions)
Routine Care
You can add Routine Care to your cover, but you need to pay extra. This can assist in paying for particular preventative health care treatments like:
- Microchipping
- Desexing
- Health checks
- Vaccination of health checks
Reviews of PROSURE pet insurance
We checked PROSURE customer reviews which go way back nine years from august 2021 on productreview. com. Here is its summary.
- Most customers are happy with the services of PROSURE pet insurance. At the moment PROSURE has a rating of 3.1 better compared to other insurers like Woolies on productreview.com.
- It has mixed reviews – around 20 1 star and star ratings.
FAQs of PROSURE pet insurance
What age should my pet be to be eligible for cover?
Younger than nine years. There is a guarantee of continuous renewal of your pet’s policy with PROSURE if there is no lapse, change or break in the level of cover once your pet is nine years old.
Are hereditary and congenital disabilities covered by PROSURE?
Yes, hereditary and congenital disabilities are covered, provided no signs were spotted when the policy was being taken or during the waiting period of 30 days, except with the silver policy.
When does the policy start and when can I begin claiming?
The policy begins a minute before midnight the day the insurer accepts the proposal. As a policyholder, you can begin claiming immediately for any accident. For conditions on illnesses, there is a 30 day waiting period.
Compare other pet insurance covers
| Insure | Accidental Injury | Illness | Maximum Yearly Benefit | Paralysis Tick benefit | Reimbursement Rate | |
| Medibank Ultimate Pet Care Compare | ✓ | ✓ | $15,000 | $1,200 | 80% | Get Quote See details |
Need a $100 PET stock e-voucher? Plus, health members save 10% each year. Sign up using promo code PET100. Ends 19 Oct 2021. T&C apply. Visit our page for more info.
Budget Direct Pet Insurance
| Budget Direct Compare | ✓ | ✓ | $12,000 | $1500 | 80% | Get Quote More Info |
If you buy online receive 15% of your year one premiums.
PD Deluxe Plan
| Pd.com.au Compare | ✓ | ✓ | $15,000 | $2,300 | N/A | Get Quote More info |
PD deluxe is a comprehensive policy which covers your pet for illnesses, dental, accidents and emergencies. It also offers an optional wellness benefit add-on. Get your first month free if you apply online. T&Cs are applicable.
Knose Pet Insurance
| Knose Pet Insurance Compare | ✓ | ✓ | $25,000 | $25,000 | 70%, 80% or 90% | Acquire Quote More info |
Finder exclusive: Receive 10% off your year one premiums. For lower risk pets get lower prices. Terms and Conditions apply.
PIA Major Cover
| Pet Insurance Australia Compare | ✓ | ✓ | $15,145 | $1,200 | 80% | Get Quote More info |
This policy offers cover for specific illnesses, and inclusion of Care Cover. When you sign up you will enjoy 2 month free.
Vets Choice Elite Cover
| Vets choice Compare | ✓ | ✓ | $15,000 | $2,500 | 80% or 100% | Get Quote See details |
Receive a 5% discount when you insure more than one pet.
Petsy Dog Illness and Accidental Injury Cover (Vet Select)
| Petsy the pet people Compare | ✓ | ✓ | $25,000 | $1,500 | 100% | Get Quote See details |
With promo code: PETSYPET a personalized pet tag and enjoy 2 months free. Petsy holders enjoy free personalized gifts and exclusive pet discounts.
Kogan Pet Luxury Cover
| Kogan pet insurance Compare | ✓ | ✓ | $15,000 | $2,000 | 80% or 65% | Get quote See details |
Get $75 Kogan.com Credit. Terms and Conditions apply.
Coles Premium Cover
| Coles Compare | ✓ | ✓ | $15,000 | $2,500 | 80% or 100% | Get Quote See details |
For each $1 spent on pet food at Coles supermarkets earn 10x Flybuys points. T&Cs apply.
PetSecure Accident and Illness Cover
| PetSecure Compare | ✓ | ✓ | $12,000 | $500 | 75% or 85% | Get Quote More info |
Your pet receives cover for life.
RSPCA Ultimate Plus Accident and Illness Cover
| RSPCA Pet Insurance Compare | ✓ | ✓ | $20,000 | Up to $20,000 annual limit | 80% | Get Quote View details |
This is a comprehensive cover for your pet consisting of routine care. Enjoy a free month of free trial for a year on new policies.
